Videopoker Haven

The Carlos Beltran sweepstakes are over and the Houston Astros are the winners. After spending the offseason recruiting Roger Clemens and Andy Pettitte, the Astros have found themselves mired back in the pack of a tough NL Central division race.

Beltran brings a flashy glove to center field and some excitement and run production to the top of the lineup. Of course, players like him don’t come without a cost. Houston sent away closer Octavio Dotel and catcher-of-the-future John Buck.

The added wild-card is that Beltran’s contract expires at the end of this season. Should the Astros fail to reach the playoffs and also lose their new star center fielder to free agency, this deal could haunt them in the future.

Kansas City, Beltran’s former team, sent Dotel on to Oakland in exchange for two prospects, third baseman Mark Teahan and pitcher Mike Wood. The Royals had decided they wouldn’t be able to match Beltran’s asking price this offseason and picked up the best value they thought they could get. Oftentimes these deals turn out very favorable for the team willing to trade current talent for high-potential minor leaguers.

The Oakland Athletics jumped in to make this a 3-way deal and filled a big need by picking up a consistent closer. Arthur Rhodes had excelled with other teams in a setup role but hasn’t fared well closing out games for the A’s. Nothing is more frustrating to a starter than to pitch hard through seven or eight innings in a close game only to see a win slip away in the ninth. Oakland boasts one of the best rotations in baseball and a solidified bullpen should help them overtake Texas and maybe even make a run in the playoffs.

This trade will be seen as a success or failure for both Houston and Oakland by the end of the 2004 season. For Kansas City, however, it could be a few years before anyone knows how their 3 new players will pan out. All three teams did well in accomplishing something that made sense for their situation.

Dustin Smiley, Owner of The Baseball Corner http://www.thebaseballcorner.com, your online site for everything baseball. (**You may reprint this column onto your site only if the following information is attached at the bottom and the link to The Baseball Corner is active**)

admin@thebaseballcorner.com

A pernickety, colicky baby is no joy whatsoever for a parent. Being the parent through this period can be really stressful and heartbreaking. However, in this day and age there are various different options that can be acquired by the modern day parent in order to help keep your child entertained. Newborn babies are used to continuous motion whilst in the parents’ womb and when their kids get unhappy, a lot of fathers are delighted to have the assistance of a baby bouncer to reproduce this natural atmosphere. Knowing what to purchase can easily be immensely bewildering, however this guide offers various tips that will help you make the best choice.

Fundamental Features: First of all, a bouncer needs to deliver the bounce aspect. When a parent can’t rock and soothe their kid, then it is helpful to have a trustworthy stand in available. Typically most baby bouncers have a soft seat that is connected to a U shaped base. When the toddler moves around, the seat has a spring like movement & soothes the toddler. The most straightforward baby bouncer options for sale have just these essentials and therefore can be attained for as cheap as 15 pounds. Nevertheless, there are plenty of extra features available when you pay a bit more. Loads of bouncers nowadays are battery operated and can function even when your baby is not moving. There are also chairs that can switch between rocking & bouncing, for extra options. Lastly, it’s incredibly common to get a toy bar on a baby bouncer. This lets you put toys just in front of your kid for distraction & amusement. Bouncers with additional features cost between 50-150 pounds.

Locate Your Individual Style: Although it has been known for some time to find kids products that are cutesy, it is not always to the taste of the parents. Your own personal style may perhaps be considerably cleaner or more fresh and therefore you would want your decor, including baby products, to echo this. After all, you are going to be the main person that has to transport the bag & look at the items each & every day. You should be fond of your baby bouncer! Luckily, while there are still loads of charming baby prints on the market, you can if you look properly find clean lines & plain styling. Both Bloom & BabaBing brands make a good example of a fresh, yet functional, bouncer. Find a huge selection of baby and child products including; baby bouncers, double pushchairs and cot beds from leading brands online.

When your toddler is weeping & needs to be calmed, you simply need a product that works. Finding that in a baby bouncer is not difficult. Even the cheapest baby bouncers ought to get the job done properly. For supplementary options you can pay a bit more money for added convenience. Finally, with numerous new products, you don’t have to be trapped with the same old baby bouncer. Let your nursery reverberate your own individual style.

Digital photo displays are the digital brother of the classic picture-album. These digital wonders of equipment can be very good gifts and are also very good when it comes to spoiling your buddies and relatives, therefore pull your socks up and dive head-first into the electric photo frame fad today.

Why do I need an electronic photo frame: If you are similar to me you will snap lots of pictures of your close relatives and the children. The old way we displayed these pictures was getting photograph-album after photograph-album. Yet, with the revolution of compact digital cameras, taking photos instantly became substantially more cost effective therefore meaning a lot more snaps are being taken today than ever. A digital picture display allows you to archive 100s or even thousands of digital pictures within a single item that looks almost exactly the same in appearance as a traditional photo frame.

What dimensions are on offer for digital picture displays: Currently you are able to get frames ranging from 5″ through to 13 inches in size. Digital picture frames can be purchased in an assortment of designs in order to blend in with any household or need. Digital photo displays are moveable and can easily be put wherever you may require them. Taking photos of your little ones and your grandparents has never been so simple. Find a substantial number of technology products such as; digital photo frames, 42 LCD TVs and iPod Touch from leading brands online.

What features ought you be looking for in a digital photo frame: Normal qualities that you will certainly need from your digital picture display are a large amount of quantity of incorporated memory as well as an external memory card slot with the ability of working with high capacity memory cards. The majority of photo frames are capable of using SD, SDHC, MMC, MS, XD, CF memory cards as well as a USB slot for use with the items internal storage and installed memory card. You should also certainly look for a long-life battery and speedy battery charging unit. A few of the newer digital picture frames contain the option to display video and include built in speakers. The quality of the screens are increasing and with every development of digital picture frames you should always opt for the best resolution on offer in order that your snaps continuously look their best.

Which photo frame should I opt for: Which model and what size digital photo frame you eventually select hinges totally on what you require to utilise it for. If you wish for a compact device to carry in your handbag you might want to think about getting one of the more compact frames as they normally are smaller and more straightforward to carry. If you are trying to find a centrepiece frame for your mantle then you are definitely going to want the biggest digital photo frame that can fit on your mantle. Irrespective of what the style within your house, you will still be able to obtain a digital photo frame that fits in with the surroundings nicely.

What amount of money should I presume to pay for a digital photo frame: Value commonly is dependant on frame size therefore you may find prices ranging from forty pounds anywhere through to £300. As is the case with any items if you buy cheap, you may buy twice therefore focusing on price now may perhaps result in disappointment later on.

We all hate spam and get way too much of it – agreed? Now that we have that out of the way it is important to realize that in everyone’s zest to minimize their spam, we are deleting legitimate e-mails – and those e-mail could be YOUR business messages! Two factors are at play – not reviewing your trash before you empty it and sending e-mail with indicators that trip spam filters.

When sending business e-mail, it is critical that you make certain efforts so that your e-mail will not be inadvertently, incorrectly perceived as spam. Several times each day, legitimate e-mail makes its way into my Junk/Trash due to the sender doing or not doing certain things that trigger most spam filters. These are issues you need to be aware of so that your e-mail has its best chance to make it to its intended party.

Your initial contact and making sure your e-mail gives the perception of a serious business entity can make the difference between being read or being trashed. Here is a simple checklist of things you need to put in practice so that your e-mails are not mistakenly identified as spam and deleted before read:

=> Always include an appropriate, short and accurate SUBJECT:. Many times spam does not have a SUBJECT: or it is malformed without appropriate text. Many e-mail programs automatically send subjectless e-mail to Junk/Trash. You also want to avoid using the words: hello, hi, help, new or the recipient’s name or e-mail address as doing so can trigger spam filters.

=> Refrain from using common terms abused by spammers in your subject and/or first paragraph of your email. You know what they are – you see them every day. Many spam filters track these terms and may inadvertently send your email right to Trash.

=> Type your subject with appropriate capitalization and structure. All small case or all caps gives the impression of being spam (and lack of online savvy/education).

=> Make sure your full name, not your e-mail address, is formally displayed in the FROM: field. Example: Jane A. Doe is correct – not jane a doe, or Jane or janeadoe@yourisp.com. FROM: fields with all lower case, only your first name or lack of punctuation indicates a lack of online savvy that is typical of most spammers which signals that your e-mail could also be spam. Not using your last name gives the impression you have something to hide. You always want to use your full and formal name in all business e-mail.

=> Refrain from using any formatting just for the sake of doing so. Formatting can also trigger spam filters if not done properly. Think company letterhead. If you wouldn’t have your name in big, blue, bolded letters on company letterhead do not do it in your business e-mail.

=> Unannounced attachments are viewed suspiciously. Do not send attachments without a specific request to do so and they are expected. If you are going to send attachments over 200K, show extraordinary courtesy and ask the other side FIRST when would be the best time to send your collateral. Then follow through and send it at that prearrange time so the recipient on the other side is available to download your files and keep their inbox clear.

=> When using any sort of spam software or filtering system, before you purge your trash, it doesn’t hurt to take a quick peak to see if any e-mail is in fact from folks you know or recognize.

By keeping the above issues in mind, you have the best chance of your e-mail getting to the person on the other side and for business e-mail that could make the difference between making a sale – or not.

About the Author:
Judith Kallos is an authoritative and good-humored Technology Muse who has played @ http://www.TheIStudio.com for over a decade. Check out her popular Netiquette site @: http://www.NetManners.com

Many people new to websites and/or ecommerce are confused at the in and outs of ecommerce. Even many people who are fairly adept at scripting can set up a store using some popular package such as OSCommerce and then are left stumped by the idea of making it work with a payment gateway to actually collect money and put it into their account. In this article, I will give a brief overview of how the system is set up to collect your money. I will then discuss briefly what to look for in evaluating payment gateways. As usual, I will keep this basic and understandable just as I do with all of my articles.

The Basics – How Funds are Collected

Ecommerce simply refers to the practice of shopping online. From the site owner’s perspective, it entails collecting funds from sales transactions on their website and depositing that money into the bank. In order to collect funds, you need to have a merchant account and a payment gateway (discussed below). Basically, when a person enters their credit card number on a website, the card number and buyer information is sent to a payment gateway. This is done securely. The payment gateway will interface with a payment processor to check availability of funds as well as any other criteria set for accepting transactions. If the funds are available, the payment processor will then deduct the funds. The payment gateway will then report back a successful transaction to the merchant, at which point the merchant’s shopping cart system will respond by displaying a “Thank You” type message to the buyer. Funds will sit until the transaction is settled, which means the funds are collected and deposited to your bank account. Until a transaction is settled, the transaction will not post to your bank account and the corresponding debit will not post to the buyer’s credit card account.

Merchant Accounts

A Merchant Account is a special type of account specifically for online retailers. They are designed to allow non-POS (point of sale) transactions using credit cards, or transactions where you don’t have the person’s credit card in hand. In other words, you don’t have a card swiper. A merchant account is not the same as a bank account. It acts as a go-between between your payment gateway and your bank account, accepting funds from credit cards which are then deposited into your bank.

A merchant account is a relationship based on trust between you and the issuing bank. The bank takes funds from the buyer’s account and deposits into your account. A payment processor takes care of checking for availability of funds and debiting from the credit card account. The bank issuing the merchant account is trusting that you will fulfill your end of the transaction by providing the product or service that the buyer purchased. In case where this does not occur, the buyer can dispute the transaction. This puts the issuing bank on the line because they are then obligated to return the funds to the buyer’s card (a chargeback). Therefore, merchant providers are taking a risk in allowing a merchant to take credit cards under their name.

The organization providing your merchant account will do underwriting on the account when you apply to check your credit. If you have a history of too many chargebacks, you may be denied. In fact, too many chargebacks can result in you, as a merchant, being put on the Terminated Merchant File (also called The Match File). This is a blacklist which will effectively prevent you from ever receiving a merchant account again.

Payment Gateways

A payment gateway serves as the front end to your merchant account, allowing you to manage funds, transactions, and the like. It also serves as a connection between your website and your merchant account. It takes data submitted via your secure order forms and presents it to your processing bank. The processing bank then approves or declines the transaction and sends its response back to the payment gateway. The payment gateway then turns around and provides this data back to the merchant for appropriate handling of the transaction. A payment gateway, then, does not offer services such as merchant accounts or shopping carts, although some of the larger-known gateways do provide such options as value-added services.

Some of the better known payment gateway services are Authorize.Net, Verisign, 2CheckOut.com, Linkpoint, Paysystems.com, Worldpay.com, and MerchantCommerce. Some of the things to look for in a payment gateway are compliance with CISP, SDP and DISC (security initiatives put out by the major credit card companies), virtual terminal (to be able to accept transactions over the phone by typing in their data rather than only relying on your website), fraud prevention, recurring billing, methods of integration, cost and whether they can accept e-checks or not.

Fraud prevention is a big one because, as stated above, too many fraudulent transactions will result in chargebacks which could end up putting you on the Match List and your merchant account closed. Some of the common fraud detection mechanisms are Address Verification (AVS) which compares the customer’s address with that on file with the issuing bank, CVV2 which makes use of the 3-digit security code on the credit card (4-digit on American Express cards).

Most gateways will provide instructions on how to interface with their servers from your web store. Most gateways offer two methods of integration.

One method is to have your site POST a form to the gateway’s server which is pre-populated with your customer’s information. At that point, the customer will provide the customer with the payment form which allows them to type in their credit card number in a secure environment. After processing occurs, the customer is then routed back to your website along with the results of the transaction. Your site again takes over the process. This method is usually easier to set up for site owners and it also means the site owner does not need to purchase their own SSL certificate (allowing secure transactions on the site itself). The tradeoff is that you do need to send your customers off of your website for payment collection. Many gateways offer ways to make the payment form look like your website using customized headers and footers, but the fact remains that the visitors are leaving your website.

The second method is totally invisible to the customer. If the site owner has an SSL certificate, they can set up security on their own site. This means they can host the payment form themselves, totally customizing it to their website. When the customer submits payment, your site will securely and invisibly submit the information to the payment gateway. The payment gateway will do the usual processing and then invisibly send the response back to the merchant’s website, allowing it to respond properly. From the customer’s perspective, they never left your website. And they never did. This type of setup requires an SSL certificate as well as access to the CURL library.

Many gateway providers can get you set up with a merchant account at the same time as the gateway. So, in most cases, you do not need to sign up for them separately.

Conclusion

Hopefully this has given you a brief introduction to how credit card payments are processed on the internet.

David Risley is a web developer and founder of PC Media, Inc. (www.pcmedianet.com). Specializes in PHP/MySQL development, consulting and internet business management. He is also the founder of PC Mechanic (www.pcmech.com), a large website delivering do-it-yourself computer information to thousands of users every day.

CCNA and CCNP candidates are well-versed in Spanning-Tree Protocol, and one of the great things about STP is that it works well with little or no additional configuration. There is one situation where STP works against us just a bit while it prevents switching loops, and that is the situation where two switches have multiple physical connections.

You would think that if you have two separate physical connections between two switches, twice as much data could be sent from one switch to the other than if there was only one connection. STP doesn’t allow this by default, however in an effort to prevent switching loops from forming, one of the paths will be blocked.

SW1 and SW2 are connected via two separate physical connections, on ports fast0/11 and fast 0/12. As we can see here on SW1, only port 0/11 is actually forwarding traffic. STP has put the other port into blocking mode (BLK).

SW1#show spanning vlan 10

(some output removed for clarity)

Interface Role Sts Cost Prio.Nbr Type

Fa0/11 Root FWD 19 128.11 P2p

Fa0/12 Altn BLK 19 128.12 P2p

While STP is helping us by preventing switching loops, STP is also hurting us by preventing us from using a perfectly valid path between SW1 and SW2. We could literally double the bandwidth available between the two switches if we could use that path that is currently being blocked.

The secret to using the currently blocked path is configuring an Etherchannel. An Etherchannel is simply a logical bundling of 2 – 8 physical connections between two Cisco switches.

Configuring an Etherchannel is actually quite simple. Use the command “channel-group 1 mode on” on every port you want to be placed into the Etherchannel. Of course, this must be done on both switches if you configure an Etherchannel on one switch and don’t do so on the correct ports on the other switch, the line protocol will go down and stay there.

The beauty of an Etherchannel is that STP sees the Etherchannel as one connection. If any of the physical connections inside the Etherchannel go down, STP does not see this, and STP will not recalculate. While traffic flow between the two switches will obviously be slowed, the delay in transmission caused by an STP recalculation is avoided. An Etherchannel also allows us to use multiple physical connections at one time.

Here’s how to put these ports into an Etherchannel:

SW1#conf t

Enter configuration commands, one per line. End with CNTL/Z.

SW1(config)#interface fast 0/11

SW1(config-if)#channel-group 1 mode on

Creating a port-channel interface Port-channel 1

SW1(config-if)#interface fast 0/12

SW1(config-if)#channel-group 1 mode on

SW2#conf t

Enter configuration commands, one per line. End with CNTL/Z.

SW2(config)#int fast 0/11

SW2(config-if)#channel-group 1 mode on

SW2(config-if)#int fast 0/12

SW2(config-if)#channel-group 1 mode on

The command “show interface trunk” and “show spanning-tree vlan 10″ will be used to verify the Etherchannel configuration.

SW2#show interface trunk (some output removed for clarity)

Port Mode Encapsulation Status Native vlan

Po1 desirable 802.1q trunking 1

SW2#show spanning vlan 10 (some output removed for clarity)

Interface Role Sts Cost Prio.Nbr Type

Po1 Desg FWD 12 128.65 P2p

Before configuring the Etherchannel, we saw individual ports here. Now we see “Po1″, which stands for the interface “port-channel1″. This is the logical interface created when an Etherchannel is built. We are now using both physical paths between the two switches at one time!

That’s one major benefit in action let’s see another. Ordinarily, if the single open path between two trunking switches goes down, there is a significant delay while another valid path is opened – close to a minute in some situations. We will now shut down port 0/11 on SW2 and see the effect on the etherchannel.

SW2#conf t

Enter configuration commands, one per line. End with CNTL/Z.

SW2(config)#int fast 0/11

SW2(config-if)#shutdown

3w0d: %LINK-5-CHANGED: Interface FastEthernet0/11, changed
state to administratively down

SW2#show spanning vlan 10

VLAN0010

Spanning tree enabled protocol ieee

Interface Role Sts Cost Prio.Nbr Type

Po1 Desg FWD 19 128.65 P2p

SW2#show interface trunk

Port Mode Encapsulation Status Native vlan

Po1 desirable 802.1q trunking 1

The Etherchannel did not go down! STP sees the Etherchannel as a single link therefore, as far as STP is concerned, nothing happened.

Building an Etherchannel and knowing how it can benefit your network is an essential skill for CCNA and CCNP success, and it comes in very handy on the job as well. Make sure you are comfortable with building one before taking Cisco’s exams!

Chris Bryant, CCIE #12933, is the owner of The Bryant Advantage (www.thebryantadvantage.com), home of free CCNA and CCNP tutorials, The Ultimate CCNA Study Package, and Ultimate CCNP Study Packages. Video courses and training, binary and subnetting help, and corporate training are also available. Pass the CCNA exam with Chris Bryant, CCIE #12933!