When used to describe a web site, the term “sticky” refers to a site that is able to get viewers to stay at the site longer and come back frequently. Sticky web sites are more likely to turn viewers into customers.

10 Ways to Make Your Web Site “Sticky”

1. Keep content fresh! Feed daily news or update the site frequently with new information.

2. Use appropriate interactive tools for feedback and user participation such as chat rooms, discussion boards, polls and surveys, or feedback forms.

3. Teach your viewers. Adding tutorials and quick how-to articles to your site is a great way to bring viewers back. Proving you’re an expert in your field will also help turn viewers into customers.

4. Offer an electronic newsletter. Allow viewers to subscribe to your “e-newsletter” and include advertisements or descriptions of your new products and services in the newsletter.

5. Keep your web site pages light in content. In other words, don’t fill the screen with a lot of text and expect your viewers to stick around!

6. Make the navigation intuitive. Use familiar navigation tools such as hyperlinks, buttons, or pull-down menus. Ask others to navigate your site and give you feedback. Better still, make it possible for viewers to provide feedback when they’re not able to find what they’re looking for.

7. Give something away for free and hold a contest that allows viewers to enter daily! What better prize to give away than your products or services?

8. Brand your web site with your corporate identity. Make sure your logo is on the site and visible to the viewer. Displaying the web site’s address on the page along with your organization’s contact information will help them find their way back to you.

9. Provide value-add information to your viewers. This could include recommended books, tips, top tens, product manuals, tools for download, or other useful information.

10. Make your site visually appealing and easy to read. Dark text on a light background is more apt to keep your viewers reading. Keep the graphics to a minimum, though! Excessive use of graphics will force your pages to load slower and potentially turn your viewers away.

Sherry Schuller is President of ViralCommerce.com and Zabbo Communications. She is the founder of the Conference on Strategic Growth for Businesses and Entrepreneurs, co-author of 222 Ways to Entrepreneurial Success, and has assisted many organizations with strategic planning, branding, marketing, advertising design, training, and application development. She was previously an Internet Specialist for IBM’s leading North American distributor, Business Partner Solutions (now Avnet), and an independent consultant for various firms, including PRIMEDIA, Inc., the leading provider of targeted content and integrated marketing solutions in consumer and business-to-business sectors.

SHAKE OFF THAT VIPER

Acts 28 verse 3 “And when Paul had gathered a bundle of sticks, and laid them on the fire, there came a viper out of the heat, and fastened on his hand.”

One Saturday morning, I read this amazing account about the Apostle Paul being bit on the hand by a venomous snake. The barbarous people who knew nothing about the power of God were watching. In their past experience, everyone who had been bitten by this type of snake had died. They watched closely as Paul shook off the beast in the fire. When they saw that no harm had came to him, they decided he was not a murderer but a god. Paul then prayed for and laid hands on the Chief’s father who was sick of a fever and the bloody flux. The man was healed, and the power of God was manifested in a special way.

After I had read this, I went outside under my barn and was bitten on the hand by a black wasp. Within a few seconds, I had an allergic reaction, and could barely walk to the house. I went inside, and crawled to the living room (my legs were beginning to have no feeling and I couldn’t walk). I lay on my back, and began to pray, “Lord, help me.” Immediately, the Lord brought to my mind the passage of scripture I had just read about Paul being bitten on the hand. I raised my hand, and shook it. As I did so, the pain fled, and I immediately arose to my feet, walked, and praised God. What he has done for others, he will do for you.

What is your viper? Shake him off into the fire.

Acts 28 verse 5 “And he shook off the beast into the fire, and felt no harm.”

Copyright 2005 Irvin L. Rozier

If you’re thinking about applying for a new mortgage or refinancing your current mortgage, you might want to take action now.

In its survey this week (the week of Aug. 1), Freddie Mac, the corporation that finances many of the country’s mortgages, reported that rates on 30-year, fixed-rate mortgages rose to a nationwide average of 5.82 percent. This represents the fifth week in a row that the rate on fixed-rate mortgages has gone up. This increase put the rate is at its highest since it averaged 5.91 percent for the week ending April 14.

That’s the not-so-good news. The good news is that rates on 30-year mortgages are still reasonable and have, in fact, stayed below 6 percent for all but two weeks this year.

This, of course, would be for a new mortgage. If you are thinking of refinancing your current mortgage, you might want to look into a 15-year, fixed rate mortgage. The rates on these mortgages averaged 5.38 percent this week. This compares with an interest rate average of 5.34 percent last week.

Frank Nothaft, Freddie Mac’s chief economist, has said that “Long-term mortgage rates will more than likely rise over the next few months.”

Also, the Federal Reserve is expected to continue to increase a key short-term interest rate. It has increased this rate ten times since it began to tighten credit in June of 2004 and is expected to continue to increase this rate.

Keep in mind that the nationwide interest rate averages quoted here do not include add-on fees known as points. Both 30-year and 15-year fixed-rate mortgages currently carry an average fee of 0.6 point

Last year at this time, 30-year mortgages had an average interest rate of 5.99 percent and 15-year mortgages were at 5.40 percent. This means that right now, your interest rate on a new mortgage would probably be slightly less than a year ago.

So, if you need a new mortgage or want to refinance your existing mortgage, now could be a pretty good time.

Have you heard about HD radio technology? It makes AM sound as good as FM and FM sound almost like you were listening to a CD … and its free! To learn more about this amazing new technology, just go my Web site, http://www.hd-radio-home.com, to get all the buzz. Douglas Hanna is a retired marketing executive and the author of numerous articles on HD radio and family finances.

The Historical Resurrection Of Jesus. Jesus’ resurrection is many times thought of in abstract terms or just treated as a form of a holiday with the celebration of Easter each year. In reality it is the most important historical event that has ever occurred in the world. This unique historical event consisted of Jesus, in human form, dying on the cross and then three days later being resurrected from the dead to live forever. As Jesus was in human form, His resurrection proved that man can have complete victory over death and live forever in their glorified body. Other people were resurrected from the dead, but later died at the end of their natural life. Jesus only died once and then was resurrected forever (Romans 6:9).

Faith In The Jesus’ Resurrection. A key part of Christian faith is the belief in the actual resurrection of Jesus. A resurrection where Jesus was in human form and he was brought back from death to live forever. Jesus’ resurrection proves to us in no certain terms that God has complete power over death. If you believe that Jesus’ resurrection actually occurred, then it follows that you believe that all humans can have victory over death. If you believe in Jesus, you can have internal life (John 11:25). Christians with assurance can place their faith and hope in God above all else because of the Jesus’ resurrection (1Peter 1:21).

The Resurrection Spirit. The Bible says that we can have the same spirit in us as the Spirit of Him that raised Jesus from the dead (Romans 8:11). This is another assurance for Christians that explicitly tells us that we will have eternal life as we will go through the same resurrection as Jesus Christ. The spirit of God that is in all Christians will defeat death. This resurrection will happen just like the resurrection of Jesus when the spirit of God in Him defeated death. On Judgement Day, all believers will receive their glorified body and live forever.

Scriptures Concerning The Resurrection of Jesus Christ.

Romans 6:9, Knowing that Christ being raised from the dead dieth no more; death hath no more dominion over him. For in that he died, he died unto sin once: but in that he liveth, he liveth unto God.

John 11:25, Jesus said unto her, I am the resurrection, and the life: he that believeth in me, though he were dead, yet shall he live:

1 Peter 1:21, Who by him do believe in God, that raised him up from the dead, and gave him glory; that your faith and hope might be in God.

Romans 8:11, But if the Spirit of him that raised up Jesus from the dead dwell in you, he that raised up Christ from the dead shall also quicken your mortal bodies by his Spirit that dwelleth in you.

About the Author

Randall McClure is a web site publisher of http://www.EasyAccessClub.com. EasyAccess Club is an eCommerce resource for discount shoppers, small businesses, and churches. Randy proclaims Jesus Christ as his Lord and Savior and he is a Teacher in his local church. Visit our business and church sites: Small Business Online - http://biz.easyaccessclub.com and Church Online - http://www.access-jesus.com.

Autoresponders are one of the most widely used promotional tools on the Internet. They’re also known as mailbots, automatic email and email on demand. They were derived from the very popular fax on demand and designed to automatically respond to any email message received with an automatic response.

Autoresponder programs vary from autoresponse messages set-up within an email program to a script that runs on a server. This script may run a web-based autoresponder system that utilizes a web page form or it may run with a pop email account on a server.

Autoresponders can assist you in automating many of your daily tasks including:

Customer Follow-up

Following up with your customers is an important part of providing good customer service. Not only is it an essential part of developing a good relationship, but it will also enable you to introduce new products.

Although sending out a personal message to each of your customers may not be possible, an autoresponder can provide them with the illusion that your message was personally sent.

Order Confirmations

If you’re processing orders online, manually sending each of your customers an order confirmation can be very time consuming. By creating a standard letter and placing it within an autoresponder that allows personalization, you can eliminate the need to manually respond — while at the same time, provide good customer service.

Articles for Publication

Writing articles and allowing them to be freely published, with your bylines, is a highly effective promotional strategy.

If you would like to enable your visitors to have access to your articles around the clock, place them within an autoresponder. This will enable your visitors to send an email to a specified email address and instantly receive your article.

Autoresponder Courses

In addition to the standard autoresponder systems, there are also autoresponders that can send an unlimited number of follow-up messages. These follow-up messages can be automatically sent out at predetermined intervals. In other words, you can set up your autoresponder to automatically send out a new message each day for as many days as you would like.

This powerful technology is currently being used by some of the top online marketers to reach thousands of potential customers. As you may know, it may take up to seven contacts with a potential customer before closing a sale. By setting up an autoresponder and offering a free autoresponder course, you can completely automate a portion of your marketing efforts.

Selecting a quality autoresponder service:

When selecting an autoresponder service, there are many factors that need to be taken into consideration to ensure maximum performance:

• Personalized responses - Gives the recipient the illusion that your message was sent specifically to them.

• Automatic follow-ups - Studies have shown it may take up to seven contacts before closing a sale.

• Unlimited text length - If you are inhibited by the amount of text your autoresponder may contain, you may be forced to revise a successful sales letter, ultimately costing you business.

• Free Unlimited updating - You must have the ability to update your autoresponders.

• Automatic Notification - You must have the ability to track your ad’s performance. You should be instantly informed each time someone requests your information.

Although many web hosts provide their clients with one-time autoresponders, if you’re planning on sending out follow-up messages, you’ll want to use a more advanced autoresponder.

GetResponse
An advanced autoresponder system that will enable you to not only personalize your messages, but it will also enable you to send an unlimited number of follow-ups.

Cost: Advertising supported

SendFree
A one-time autoresponder system with a unique advertising opportunity. This autoresponder is also an ad exchange that enables autoresponder owners to receive free promotion by exchanging ads. Your ad runs on other members’ autoresponders and their ads run on yours.

Cost: Advertising supported

AWeber
AWeber provides an outstanding autoresponder system that will enable you to take complete control over your autoresponder marketing campaign. This professional autoresponder service provides you with all of the following:

Send HTML or text messages
Subscriber signup via email or web form
Easily import and export opt-in subscriber lists
Automatic removal links within each message
Unlimited message length
Completely personalize your messages
Advanced autoresponders with six follow-up messages
Statistics and graphs

If you’d rather have your own autoresponder system that resides on your server, I recommend using AutoResponse Plus.

Autoresponders are one of the most widely used marketing tools on the Internet. Although they can’t completely automate your business, they can certainly save you hours of valuable time, and increase your profits considerably.

Copyright © Shelley Lowery

About the Author:

Shelley Lowery is the author of the acclaimed web design course, “Web Design Mastery” (www.webdesignmastery.com) and “eBook Starter - Give Your eBooks the look and feel of a REAL book” (www.ebookstarter.com)

Visit www.Web-Source.net to sign up for a complimentary subscription to eTips and receive a copy of Shelley’s acclaimed ebook, “Killer Internet Marketing Strategies.”

You have permission to publish this article electronically, in print, in your ebook, or on your web site, free of charge, as long as the author bylines are included.

At the present time heaps of people prefer getting their swimwear on the World Wide Web; buying online is a simple & fitting way to shop in the calm of your own bedroom.

It’s fundamental to make sure while purchasing swimwear online that it defiantly fits you exactly. When you purchase swimwear online always be sure that the store supplies a helpful quality sizing chart that presents all of the measurements you may require. With the help of a sizing diagram one can guarantee to obtain a swimsuit or bikini that fits precisely, so reducing the need to exchange for another size. The Majority of the online swimwear shops do not agree to an exchange of goods so it’s typically always better to pick a store where exchanges are permitted. Several retail shops will allow the returns of swimwear if the tags and the original packaging are also returned along with it. Find eye-catching and sexy sexy knickers at great prices from designers such as Simone Perele, State of Undress, Kalita, Sielei, Mimi Holliday and Sista Shei.

Swimwear is an inevitable factor of the summer; nevertheless a large majority of full-figured females feel daunted at the notion of shopping for swimsuits & bikinis that fit properly. These women even think about wearing caftans by the swimming pool or at the beach rather than looking unappealing. Designers and shopkeepers have indentified the fashion problems of the overweight woman, & are at last featuring a wide assortment of stylish bathing suit designs in L sizes, and the best place to uncover such swimwear is to obtain swimwear on the Internet.

Revelations A Study.Section 14. Chapter 19:4 thru 19:10, the marriage supper of the Lamb. These verses are literial and self explanitory. I will add no intrepretation to them just a few references. Rev 19:4 And the four and twenty elders and the four beasts fell down and worshipped God that sat on the throne, saying, Amen; Alleluia.
Rev 19:5 And a voice came out of the throne, saying, Praise our God, all ye his servants, and ye that fear him, both small and great.
Rev 19:6 And I heard as it were the voice of a great multitude, and as the voice of many waters, and as the voice of mighty thunderings, saying, Alleluia: for the Lord God omnipotent reigneth.
Rev 19:7 Let us be glad and rejoice, and give honour to him: for the marriage of the Lamb is come, and his wife [the church] hath made herself ready. [ Rev_21:2, Rev_21:9; Psa_45:10-16; Son_3:11; Isa_62:5; Hos_2:19, Hos_2:20; Mat_22:2; Mat_25:1-10; 2Co_11:2; Eph_5:32
and his: Isa_52:1]
Rev 19:8 And to her was granted that she should be arrayed in fine linen, clean and white: for the fine linen is the righteousness of saints.
Rev 19:9 And he saith unto me, Write, Blessed are they which are called unto the marriage supper of the Lamb. And he saith unto me, These are the true sayings of God.
Rev 19:10 And I fell at his feet to worship him. And he said unto me, See thou do it not: I am thy fellowservant, and of thy brethren that have the testimony of Jesus: worship God: for the testimony of Jesus is the spirit of prophecy.End 14. Revelations A Study. Section 15. Chapter 19:11 thru 19:21, the supper of the great God; I havent copied the references for space considerations. Please look them up and compare. Rev 19:11 And I saw heaven opened, and behold a white horse; and he that sat upon him was called Faithful and True = Jesus, and in righteousness he doth judge and make war.
Rev 19:12 His eyes were as a flame of fire, and on his head were many crowns;= His majesty.; and he had a name written, that no man knew, but he himself.= The New Name of Jesus. [Jer_23:5, Jer_23:6, Jer_33:15; Zec_9:9, Zec_9:10;]
Rev 19:13 And he was clothed with a vesture “dipped in blood”= The Venjence of God. : and his name is called The Word of God. [ Psa_58:10; Isa_9:5, Isa_34:3-8, Isa_63:1-6]
Rev 19:14 And the armies which were in heaven followed him upon white horses, clothed in fine linen, white and clean.[Psa_68:17, Psa_149:6-9; Zec_14:5;]
Rev 19:15 And out of his mouth goeth a sharp sword, that with it he should smite the nations: and he shall rule them with a rod of iron: and he treadeth the winepress of the fierceness and wrath of Almighty God.= The Battle of Armageddon. [Isa_11:4, Isa_30:33; Isa_63:2-6]
Rev 19:16 And he hath on his vesture and on his thigh a name written, KING OF KINGS, AND LORD OF LORDS.
Rev 19:17 thru 19:18 = The great number of man that will be killed. And I saw an angel standing in the sun; and he cried with a loud voice, saying to all the fowls that fly in the midst of heaven, Come and gather yourselves together unto the supper of the great God;
Rev 19:18 [In this verse these men are the ones who have rejected salvation.] That ye may eat the flesh of kings, and the flesh of captains, and the flesh of mighty men, and the flesh of horses, and of them that sit on them, and the flesh of all men, both free and bond, both small and great.[ Deu_28:26; 1Sa_17:44, 1Sa_17:46; Psa_110:5, Psa_110:6; Jer_7:33, Jer_16:4, Jer_19:7, Jer_34:20; Eze_29:5, Eze_39:18-20]
Rev 19:19 And I saw the beast [anti-Christ], and the kings of the earth, and their armies, gathered together to make war against him that sat on the horse, and against his army. [Eze_38:8-18; Dan_7:21-26; Dan_8:25, Dan_11:40-45; Joe_3:9-14]
Rev 19:20 And the beast was taken, and with him the false prophet that wrought miracles before him, with which he deceived them that had received the mark of the beast, and them that worshipped his image. These both were cast alive into a lake of fire burning with brimstone. “cast alive” Is proof that these are natural men and not a spiritual meaning. [ Dan_2:40-45, Dan_7:7, Dan_7:12-14, Dan_7:19-21, Dan_7:23
the false: Rev_13:11-17, Rev_16:13, Rev_16:14, Rev_20:10, Rev_22:15; Dan_7:8-11, Dan_7:24-26, Dan_8:24, Dan_8:26; 2Th_2:8-11]
Rev 19:21 And the remnant were slain with the sword of him that sat upon the horse, which sword proceeded out of his mouth: and all the fowls were filled with their flesh. This is the second battle over Jerusalem. The First was the Battle of Gog and Magog. The last Battle will be between Jesus and Satan. end section 15.

About the Author

Temple of Spirit & Truth Ministries
http://www.ourchurch.com/member/a/arsmithsermons/

Does this line sound familiar? “Call today for a free consultation.” Or how about the wordier version: “Call today for a no-obligation consultation.”

I’m betting it does sound familiar. Because while working in the direct-mail industry, I saw these exact words on more real estate marketing pieces than I care to count. And that’s the first thing wrong with the free consultation — it’s overused, and it has been for years.

Here’s what else is wrong with it (and those who have tested this offer against others will agree with me here). Your prospects expect a free consultation, and they know they’re going to get one … if not from you, then from some other agent or REALTOR® they’ll inevitably stumble across.

One final problem with the free consultation: Much of the information you’ll share during the consultation can be found on the Internet, if you know where to look. And believe me, your prospects know where to look!

They can view homes online. They can find current interest rates online. And now, with the advent of such websites as HomeValues.com, they can even get a ballpark valuation of their home based on current sales information — and it’s free.

Here’s the bottom line. The “no-obligation consultation” can no longer stand on its own as an offer or initiative. It will not spur anyone to act. It’s okay to use it as a supporting offer, but you need to include something of real value if you expect any kind of response.

It’s time to adjust your approach.

So what do you do? I’ll tell you, and you’re going to be amazed at the simplicity and power of this often-overlooked approach.

Build a stronger offer

The goal here is obvious. You need to strengthen your offer. You need to build value into your personal marketing program. You need to give your prospects a good reason to contact you.

Let me repeat that. You want them to contact you. You don’t need to convince them you’re the best agent in the universe. You don’t need them to accept your general philosophy on client care.

You need them to call you!

Why so much emphasis on a simple phone call? Remember our statistic from earlier: 74% of people shopping for a real estate agent go with the first agent or REALTOR® they call.

People are busy. They know they need an experienced professional to help them with the home-buying or selling process, but they don’t want to spend days calling around town. They don’t even want to spend an hour.

They’ll make one phone call — occasionally two — based on an ad or direct-mail piece they saw, an Internet search they made, or a referral they got from a friend.

They’ll make this single phone call simply to gain enough information about the agent to convince themselves they’ve “landed a good one.” Aside from that, they don’t care to look any further. If the first agent they call is professional, knowledgeable, enthusiastic and friendly, then the first agent they call will be their agent for the long haul.

It’s that simple.

So the goal, again, is to be the first real estate professional they call. And let’s face it … the free consultation has about as good a chance of earning that call as I have of becoming a professional basketball player (and you should know at this point that I was cut from my high school team).

Value. That’s what will earn the shopper’s first call. Something of great value to them.

As a consumer you are undoubtedly confused by the multitude of different home loan products advertised by lenders and brokers. The use of clever marketing tactics may lead you to believe that Low Doc loans and Non Conforming loans are essentially the same - but this is not necessarily true. While both the Low Doc and the Non Conforming products are primarily targeted at the self employed borrowers and borrowers who would not normally meet the traditional lending criteria - there are some specific differences.

Key Features of Low Doc Home Loans

Low Doc as the name suggests is a Home Loan where less financial supporting documentation needs to be provided than with a traditional home loan. Tax returns, Payslips etc are not required. This loan product was developed specifically for persons who are working in their own business and due to work commitments may not have had the opportunity to complete their tax returns as they fall due.

Some lenders will require a letter from the borrower’s accountant to substantiate their income, others are happy with a simple statutory declaration from the borrower.

The lender is prepared to provide a home loan to low doc applicants as long as the applicant has a basically Good Credit rating. In some cases a couple of small paid utility defaults would also be acceptable. Applicants with a recent history of bankruptcy will not qualify.

Borrowers must demonstrate that they have accumulated some deposit towards the purchase (a minimum of 5% deposit is required)

Low doc home loans are now available in Australia for both investment and owner occupied purposes.

The interest rates on the Low Doc home loans may be marginally higher than the full doc products. However this is progressively changing with a number of key players in the Australian Home Loan market offering low doc loans at very competitive rates.

Key Features of Non-Conforming Home Loans

Non Conforming Home Loans cater for borrowers who do not meet the lending criteria of traditional lenders. It could be that a borrower has a history of bad credit (even ex-bankruptcy), does not have steady regular employment, does not have a deposit, is an overseas resident, is retired or a seasonal worker etc.

As a rule, non-conforming product lenders are prepared to allow for a greater risk regarding the particular circumstances of a borrower and will generally charge a greater interest rate to compensate for such risk.

When choosing a loan product, be it a low doc home loan or a non-conforming home loan all borrowers should to be mindful of all the loan features, not just the interest rate charged.

Borrowers should also take into account the available re-draw options on their home loan, account keeping fees, portability of the loan, ability to split the loan, repayment options and much more.

If you would like to read more about Low Doc Home Loans or Non Conforming Home Loans in Australia please visit http://www.honeyloans.com.au or http://www.webdeal.com.au

Maya Pavlovski holds a Bachelor of Commerce Degree from Melbourne University and is a qualified CPA.

So where is Carpinteria Real Estate?? On the East it goes to the Bailard off ramp and includes all those Condos on Birch, Jacaranda and Palmetto. On the West it extends to the Padaro off ramp and includes all those wonderful estates and humble beach houses which sell for an incredible amount of money along Padaro. On the South Carpinteria Real Estate Starts at the Ocean and extends well North above Foothill Rd.

Okay, so now we know where it is, what’s been going on with Carpinteria Real Estate for the past year? Well, 53 homes have been sold excluding Condominiums which comes $136 million worth of real estate that changed hands. This gives us a staggering $2.54 million average home price. This huge average is helped along by the Beach Front properties that are going for staggering numbers. But even without those huge beach front places the Median Price is still almost $1.3 million.

During the year 94 properties came on the market with a median asking price of $1.495 and an average asking price of $2.431. Currently there are 30 single family homes for sale with a median asking price of $1.7 million and an average asking price of $3.442.

On the Condominium front there have been 61 sold this year accounting for $39 million worth of Real Estate. This gives us an average sales price of $639,000. The condos in Carpinteria are on both sides of the freeway and tend to be pretty close to the freeway. Some of the nicer developments are on Beachwalk, Franciscan Court, Catlin Circle and Cravens.

110 Condos have come on the market so far in 2005 with a median list price of $659,000 and an average list price of $667,000. Currently there are 26 Condos for Sale in Carpinteria with an average asking price of $882,000 and a median asking price of $679,000.

Well that’s it for Car pinteria Real Estate for now!!!